ΣMoney Calculator
Free · Private · Every currency

Every money calculation,
beautifully done

42 calculators for loans, savings, investments, retirement, property and business. Try one right here, then open the full page for breakdown tables, charts and PDF export.

Browse all calculatorsShow results in
No signup, everYour numbers never leave your browserEvery major currencyFull breakdowns, share links & PDF
SavingsPopularCompound InterestSimple InterestSavings GoalEmergency FundRule of 72Fixed DepositRecurring DepositInflation
LoansPopularLoan EMIAmortizationPrepaymentRefinanceCard PayoffDebt PayoffDebt-to-IncomeMortgageHome Affordability
InvestmentsPopularSIPStep-Up SIPLumpsumSWPCAGRROIBond Yield
RetirementPopularFIRERetirement CorpusSafe Withdrawal
PropertyPopularRental YieldProperty GrowthRent vs Buy
BusinessPopularBreak-EvenProfit MarginMarkup vs MarginNPVIRRBurn Rate
EverydayPopularDiscountPercentageTipBill SplitUnit PriceNet Worth

Start with a question

How much will my loan EMI be?→What will my savings grow to?→What will my SIP be worth?→How much do I need to retire?→How much house can I afford?→How much should I save every month?→When can I stop working?→Is renting or buying cheaper?→How fast can I clear my credit card?→When will my money double?→What is my business break-even point?→What is my net worth?→

Investments

Project returns, compare growth and measure performance.

All investments →
SIP Calculator
$
%
years
Future value$252,288
  • Invested$90,000
  • Returns$162,288
Full breakdown, schedule & PDF →
Step-Up SIPCalculate returns from a SIP that increases every year in line with your salary.→LumpsumCalculate the future value of a one-time investment at any expected return over any period, with a year-by-year growth table in your chosen currency.→SWPCalculate how long your corpus lasts under a systematic withdrawal plan.→CAGRCalculate compound annual growth rate (CAGR) from starting value, final value and time period.→ROICalculate return on investment as a percentage and annualized rate.→Bond YieldCalculate approximate yield to maturity and current yield on any bond from its face value, market price, coupon rate and years to maturity.→

Loans

Payments, interest costs, payoff strategies and affordability.

All loans →
Loan EMI Calculator
$
%
years
Monthly payment (EMI)$900
  • Principal$100,000
  • Interest$115,934
Full breakdown, schedule & PDF →
AmortizationGenerate a full month-by-month amortization schedule showing exactly how much of each payment goes to interest versus principal, and your balance after every payment.→PrepaymentSee how much interest and time you save by paying extra towards your loan principal each month.→RefinanceCompare your current loan against a refinance offer.→Card PayoffFind how long it takes to clear a credit card balance at a fixed monthly payment, how much interest you will pay, and whether your payment is too low to ever clear it.→Debt PayoffCompare the debt snowball and debt avalanche methods across multiple debts.→Debt-to-IncomeCalculate your debt-to-income ratio, the figure lenders use to judge loan applications.→MortgageCalculate your full monthly mortgage payment including principal, interest, property tax and insurance.→Home AffordabilityFind the maximum home price you can afford based on income, existing debts, down payment and interest rate, using standard lender debt-to-income limits.→

Frequently asked questions

Are these calculators really free?

Yes, every calculator on Money Calculator is completely free, with no signup, no limits and no locked features.

Do you store the numbers I enter?

No. Every calculation runs entirely in your browser. The amounts you type are never sent to our servers, because there are no servers involved in calculating.

Which currencies are supported?

US Dollar, Indian Rupee, British Pound, Euro, UAE Dirham, Singapore Dollar, Australian Dollar and Canadian Dollar. The math is identical in every currency; only the formatting changes.

How accurate are the results?

Calculators use standard, documented financial formulas, each explained with a worked example on its page. Results are educational estimates; banks may differ slightly due to rounding and day-count conventions.

Can I save or share a calculation?

Yes. Every result has a shareable link that reproduces your exact inputs, and every calculator can print or save its full breakdown as a PDF.